ENCORE (Exploring Natural Capital Opportunities, Risks and Exposure) is a tool that highlights risks to environmental change that can be integrated into investment activities and a product NCFA's AERM project.  It covers the whole economy for financial institutions to apply to any portfolio by sector or location.

By focusing on the goods and services that nature provides, it guides users in understanding how businesses across all sectors of the economy depend on and potentially impact nature.  It shows how these potential dependencies and impacts might represent a business risk.

ENCORE guides users step-by-step in conducting a natural capital risk assessment.